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Insurance & Payment

Quality dental care should be simple and affordable. That’s why we offer clear guidance, flexible options, and help every step of the way. No matter your treatment needs or goals, we can find a solution that works for your budget.
Insurance Plans
Payment Options
Financing Options
Specials

We Work with Your Insurance

Navigating dental insurance can feel overwhelming. That’s why we take care of the details for you.
We verify your coverage before treatment
We submit claims on your behalf
We provide up-front estimates of any out-of-pocket costs
Please note: Coverage varies by provider and plan. If you have specific questions about your policy, we recommend reaching out to your insurance company directly.

Easy Payment Options

Paying for care should be simple. We accept:
Cash
All major credit cards
Most dental insurance plans
Our team will help you understand your payment options at every step, so you can focus on your health—not your bill.
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We accept these insurances

Aflac
Ameritas
Cigna
Delta Dental
Florida Combine Life
Guardian
Humana
Metlife
Principal
Sunlife
United Concordia

Flexible Financing Available

We know dental care is an investment, and we're here to make it affordable. If your insurance doesn’t cover everything—or if you don’t have insurance—we’ll work with you to create a payment plan that fits your budget. With flexible financing options and no-pressure consultations, you’ll have clear choices to get the care you need, when you need it.
Book Now
Or Call: (941) 803-1445

New Patient Specials

Looking for Exceptional Care?

We're here to help you achieve your best smile yet. Our friendly team is just a call or message away, and we look forward to welcoming you to Sunny Bay Dental.
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